Issue virtual & physical debit cards
An API to issue debit cards without needing a bank or a third-party processor. Issue cards to customers, employees, stakeholders or just about anyone. From anywhere.
- BIN sponsorship, processing and settlement in one API
- Design cards that stay true to your brand
- Developer-first docs to launch in weeks, not months
Everything you need to issue cards
We combine BIN sponsorship, authorization and fulfillment so you can focus on crafting the experience your customers remember.
Issue debit cards
Issue virtual and physical debit cards. Additional currencies coming soon.
Authorization
Have Union45 provide the store-of-value and authorize payments, or alternatively do that in your own system.
Your own brand
Design your cards and packaging to look and feel like your brand. We handle card production.
Issue cards with our developer-first API
Our platform is developer-first, not just developer friendly. We’ve made sure that your team doesn’t need to stitch together disparate systems or spend months integrating payments functionality.
Clean RESTful endpoints, informative responses and crisp documentation mean you can go from sandbox to production in weeks, not months.
- Bullet-proof REST API with clear webhooks
- Sandbox you can ship against on day one
- Card controls, spend limits and team permissions baked in
What can you build with Union54?
Our APIs allow you to issue programmable virtual or physical debit cards. How will you use them?
Ledger based
Issue a companion virtual/physical card linked to customer ledger accounts for instant access across POS, ATM and online.
Acquirers/Gateways
Reduce settlement time by issuing cards to merchants so they access settlement funds instantly.
Buy Now Pay Later
Enable buy now, pay later with virtual or physical cards and flexible repayment schedules.
Credit Union
Move from analog to digital: issue cards for easy disbursements and collections.
Delivery companies
Issue cards to drivers with spending limits so you stay in control of every expense.
Digital banking
Accelerate time to market using our multicurrency ledger and card management platform.
Credit card
Issue cards to credit holders for real-time access to credit funds and run programs on your rules.
Corporate card
Issue cards for authorized business expenses with configurable team permissions and controls.
Start issuing cards
Union54 provides an API for any company to issue virtual and physical cards without a bank partner or processor. Our easy-to-integrate technology gives you access to card issuing and assists you in running a compliant card programme.
Read the docs